Get Red Pockets for Chinese New Year!

1. The validity of the Special Offer:

• Any customer who buy ONE CASE or more from Insurance Specialists at Manulife’s Bank Partners with a minimum first-year premium of US 750 and above from January 10^th to 31st, 2023, which those submitted cases must be issued no later than January 31^st, 2023.

• Any customer who buy ONE CASE or more from Manulife’s Insurance Agents with a minimum first-year premium of US 500 and above from January 09^th to 31st, 2023, which those submitted cases must be issued no later than January 31^th, 2023.

2. The invalidity of the Special Offer

• Purchased any case from Insurance Specialists at Manulife’s Bank Partners or Insurance Agents and cancel to resubmit during campaign period as mentioned above.
• Any case submitted and issued after the specified campaign period shall be invalid
• Split cases, except for Education Product with the same Policy Owner       
• Purchased Manulife Group Protector Product
• Customers who are not following terms and conditions

3. Prize Delivery

• Prizes will be provided within 2 – 3 weeks after the campaign is finished (or sooner, depending on actual stock) to Insurance Specialist or Insurance Agents to deliver to the customers.
• Different categories of prizes will be offered based on FYP according to the prize categories.
• Prizes cannot be exchanged for cash or other items.
• Each mode of Feng Shui Bracelet, Feng Shui Gold Bar, and Feng Shui Gold Pendant will be changed due to available stock, but the gold weight is the same.  
• Marketing team will arrange and deliver the prizes to Insurance Specialists or Insurance Agents. 

4. In case, customers decide to surrender the policy within the 21 days of free-look period, customers will have to return the prizes back to the company. In case, customers use or damage the prizes for various purposes, company will require the customers to return the gift back in cash equivalent to the distributed price.

5. For Insurance Specialist, Insurance Agents, or Staff within the company who purchase any of the insurance policies, the prizes will be distributed/given 21 days after the policy is issued by the company.

6. Manulife Cambodia shall retain its right to change, cancel or modify any rule in the interest of fairness and/or to meet new or unforeseen circumstances without prior notice.